Dakshin Dinajpur District of West Bengal at a Glance

About Dakshin Dinajpur District :

The West Dinajpur District was bifurcated into Uttar Dinajpur and Dakshin Dinajpur on 01.04.1992. The erstwhile Balurghat Sub-Division along with Banshihari and Kushmandi Blocks (which were in Raigunj Sub-Division prior to the bifurcation) comprise the new district, Dakshin Dinajpur. Balurghat is the district Headquarters of the Dakshin Dinajpur district. The Area of the district is 2162 sq km. The population of the district is 15,03,178 as per 2011 Census. The district is divided into 2 Subdivisions 8 Blocks and 1534 Villages. The district is drained by a number of North-South flowing river like Atreyee, Punarbhaba, Tangon and Brahmani. It is predominantly an agricultural district with large area of land being under cultivation. The places of tourist interests in the districts are Sarongbari, Indo-Bangladesh Border, Balurghat town, college museum of Balurghat, Khanpur, Patiram Thakur Estate, Bolla Kali Temple, and Tapan Dighi

District at a Glance :

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Tourist Places :

Sarongbari :

Sarongbari is a small forest and a very attractive picnic spot. One small hut has been constructed with drinking water facilities and is managed by Hili Panchayat Samiti. Prior permission is to be sought from the Block Development Officer, Hili, to enter this spot

College Museum :

The college museum of Balurghat, though a small one, is worth seeing. Many antique collections including coins, inscriptions, sculptures, terracotta, ornamental stones, etc. of ancient ages are preserved here. Two incriptions have been deciphered by Prof A K Goswami which has thrown new light on the religious belief of the Pala period

Khanpur :

It is situated on the Patiram-Trimohini road about 18 Kms away (North-East) from Balurghat town. This place is very famous for the TEBHAGA Movement. History tells us that in the year 1946, the share croppers of this area raised a movement for establishing their ¾ percentage share of the crops
To combat this movement the British Force along with local Zamindars started various oppressive measures including plunder, rape, setting fire, etc. In the face of such oppression, the movement instead of subsiding, further flared up. The local cultivators also lent their whole-hearted support to the movement. On 20 February, 1947, a large contingent of Police force went to Khanpur to arrest the leaders of the Tebhaga Movement. Under the leadership of SriI Chiarshai Sekh, the people disconnected the road. The Police arrested Smt Jasoda Rajbanshi, W/o NilKantha Rajbanshi (Party Secretary), Sri Gopeshwar Das Mohanta, Sri Ghutui Kolkamar, Sri Gajimuddin and Sri Sashi Barman.
However, the share croppers under the leadership of Chiarshai Sekh succeeded to snatch away those arrested cultivators from the police jeep and damaged the vehicle. The Police then opened fire. As per report police fired about 121 rounds upon the public. As a result 21 (twenty one) cultivators died on the spot. Among these victims were people belonging to the Hindus, Muslims and the Schedule Tribes. There is a small memorial in the spot inscribing the names of the patriotic souls
Bolla Kali Temple :
About 20 Kms away from Balurghat town on the Balurghat- Malda Highway, the village BOLLA is situated. There is a famous Kali temple named after “BOLLA Ma Kali’. There is a story behind this temple. It is said that one Zamindar was arrested by the British as he could not pay the tax for his Zamindari. Goddess Kali came to his rescue and the Zamindar was freed the very next day. As a token of gratitude, he built a temple of Goddess ‘Kali’ and started worshipping her. As the Zamindar was freed on a Friday following the Rash Purnima Friday, Kali Puja is being observed here on every Friday following the Rash Purnima. Thousands of devotees throng the place to offer prayers and puja from different parts of the district. The Puja Committee organise a 3 (three) day fair on the occasion. This is also famous for sacrificing animals (Bali)

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1. From May 2016 ACET is a 3 hours exam conducted online. It has 70 multiple choice questions with one correct answer for each question.
2. The question paper pattern and distributions of questions as under:
a. 45 questions – 1 mark each
b. 20 questions – 2 marks each
c. 05 questions – 3 marks each
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Section-II English and Logical Reasoning having 45% of weightage.

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2. The question paper pattern and distributions of questions as under:
a. 25 questions – 1 mark each
b. 25 questions – 2 marks each
c. 05 questions – 5 marks each

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Syllabus for ACET Examination will include the following

1) Mathematics
2) Statistics
3) English
4) Data Interpretation
5) Logic

1) Mathematics:
a) Notation and standard functions
b) Numerical Methods
c) Algebra
d) Differentiation
e) Integration
f) Vectors
g) Matrices

2) Statistics:
a) Permutations and combinations
b) Types of data
Statistical diagrams, bar chart, histogram, dot plot, stem-and-leaf, boxplot
c) Measures of location
mean, median, mode
d) Measures of spread
range, interquartile range, standard deviation, variance, Skewness
e) Probabilities
basic rules of probabilities
f) Advanced probabilities
tree diagrams, conditional probabilities
g) Discrete random variables
definitions, probabilities, mean, mode, median, standard deviation, variance, coefficient of skewness
h) Continuous random variables
definitions, probabilities, mean, mode, median, standard deviation, variance, coefficient of skewness
i) Discrete distributions
discrete uniform, Bernoulli, binomial, Poisson
j) Continuous distributions
continuous uniform, exponential, the normal distribution
k) Correlation
scatter plots, covariance, correlation coefficient
l) Regression

3) English:
a) Vocabulary Based (Synonyms Antonyms)
b) English Usage or Grammar
c) Sentence Correction
d) Fill in the blanks
e) Cloze Passage
f) Analogies or Reverse Analogies
g) Jumbled Paragraph
h) Meaning-Usage Match
i) Summary Questions
j) Verbal Reasoning
k) Facts / Inferences / Judgements
l) Reading Comprehension

Vocabulary: Vocabulary questions test the candidate’s knowledge of the primary meanings of words, secondary shades of meaning, usage, idioms and phrases, antonyms, related words, etc.

Grammar: Grammar-based questions test the candidate’s ability to spot and correct grammatical errors. It should generally tests knowledge of high school level grammar and includes areas like subject-verb agreement, use of modifiers, parellel construction, redundancy, phrasal verbs, use of articles, prepositions, etc.

Verbal Reasoning: Verbal reasoning questions are designed to test the candidate’s ability to identify relationships or patterns within groups of words or sentences.

4) Data Interpretation:
Data is given in form of tables, charts and graphs. In this section it is tested that how can you interpret the given data and answers the questions based on it.
a) Tables
b) Column Graphs
c) Bar Graphs
d) Line Charts
e) Pie Chart
f) Venn Diagrams
g) Caselets

(Combination of two or more types linked to each other.)

5) Logical Reasoning
a) Number and Letter Series
b) Calendars
c) Clocks
d) Cubes
e) Venn Diagrams
f) Binary Logic
g) Seating Arrangement
h) Logical Sequence
i) Logical Matching
j) Logical Connectives
k) Syllogism
l) Blood Relations

Why an Actuary so Important?

The work of an actuary is quite diverse. It ranges from the technical aspect of the development of the complex financial products be it in investment banking or any insurance company to in consultancy roles. The Enterprise Risk Management is one of the important areas you can specialize in this field. They apply the business knowledge with the economic know how with special skill in mathematics, statistics with the ability to reason it logically and analytically to plan out financial and strategic advice.

The day to day duties carried out by an Actuary are:

  • To Develop a new range of financial products
  • Assess the valuation of liabilities and Assets
  • Strategic advice to various investment portfolios, keeping in mind the profitability aspect
  • Compute the rates for funds and other pension schemes
  • Analyze the different aspects of location related catastrophe claims
  • Monitor and measure new product development in market testing
  • Presentations, reports and valuation on a quarterly basis.

Lots of opportunity lies in the Banking and Insurance sector

Take the instance of insurance companies as actuaries played a main role. Insurers do take financial risks with lots of uncertainties and assure to compensate any financial loss for the entire time period under the contract that may last for days, months or years or might span a lifetime of an individual or an asset. Here comes the role of an actuary. The actuaries help to calculate the cost and work out the premiums of the policy holders how much they can expect to pay.

Take for example the Banking sector that sees actuaries in demand these days and more likely to grow in the future. The current roles are in the areas of investment banking, Finance and credit risk, The Enterprise Risk Management, etc. An Actuary does monitor the various risks involved in trading positions in the investment banking sector to ensure that excessive risks are not pushed further to increase business.

In today’s business environment not only insurance companies and pension houses or even the growing demand in the banks, other establishments does hire actuaries in a non conventional role like strategic management decisions for the smooth running of their business activities. This is because every company needs to tackle various situations involving instability and to reduce the risk factor. This expertise provided the opportunity to settle down in upper management and executive positions.

Actuary the emerging new discipline in India

Until the denationalization of the Insurance Industry, LIC was the main head honcho for actuaries. Preceding denationalization, actuarial career was not by any means known to the overall population . It was just after the industry was opened in the year 2000 to private investment that the quantity of insurance companies working in India expanded. This has made a surge in the interest for actuaries in the nation. At present, there are numerous private owned insurance companies. Further, there are numerous KPO/ investigative focuses and private banks set up by different worldwide back up plans and actuarial specialists, which thus build the interest for actuaries in the Indian insurance market.

Passing out the core exam will award you Actuary Fellowship

As many as 15 subjects you have to get through in order to be awarded Fellowship by the Institute of Actuaries of India. There is no such deadline or duration to pass out the exam, but it’s your determination, dedication and devotion the key towards your success.

These subjects are basically branched out in three groups.

The first segment the CT series focuses on the application of mathematics and statistics in actuarial application in Life Insurance, General Insurance, employee benefit and investment. Introductory topics dealing with economics, financial reporting and financial economics are part of the syllabus. The theoretical questions are set in such a ways that it helps the examiner to understand the real life problem solving situations, how efficiently you are able to handle than straight forward questions.

The second segment is bifurcated further into two sections, the CA and ST series subjects. The ST series are all practical based and require a working knowledge the most. CA consists of Risk Management, Documentation and develop communication of the technical aspect in simple language to all non technical persons.

In the third segment, the SA series you have to choose any one Specialist subject from an array of topics, like Health and Care, Life Insurance and also that of General Insurance including Finance and Investment .

The lucrative job market awaits you

In the event that you can survive the barbecuing tests, there is a result – the average yearly pay for an actuary is quite tempting. Actuaries are universally popular and can fix the salary terms on b pay bundles, salaries and perks. No big surprise then that this calling has been evaluated among the best jobs in the US.

In India the pattern is gradually grabbing. Insurance companies and counseling firms offer legitimacy to experience and capabilities with compensation bundles extending from 8 lacs every annum for amateurs to around 40 lacs every annum for those in senior positions. In UK a qualified statistician can gain 20 lacs every annum.

The actuarial profession is ideal for people who appreciate difficulties and can take up challenges. The individuals who create a reputation of achievement will have numerous opportunities for development and progression. Most employers of actuaries honor legitimacy increments as you increase experience and pass the actuarial examinations. Most organizations, likewise offer monetary rewards, pay increments, and advancements for every professional assignment accomplished.


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